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 Reward
Card Information
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If you're good at paying off your balance in
full each month and managing your account
carefully, these cards can be a bonus to you!
Common examples of rewards cards include;
airline reward cards offering airline, hotel,
car rental or other rewards; rewards cards
offering rebates and points redeemable for
merchandise and services; and rebate and
cash-back cards offering money back on a
percentage of your purchases.
Before you apply - a few important factors to
consider...
- Rewards may be granted only on qualified
purchases, which may be limited only to
certain dollar amounts, purchases made at
specific merchants, or certain kinds of
purchases. However, some cards may
generously offer double- or more points for
purchases made with specific merchants,
purchases over a certain dollar amount, or
rewards just for signing up.
- Points may expire, or may be difficult
to use. Some points may only be redeemable
with certain merchants or for a limited list
of rewards. However, more and more rewards
cards are offering non-expiring,
easy-to-redeem rewards. Do your homework to
make sure the rewards you earn are rewards
you can put to use.
These cards may
charge a high annual fee or higher interest rate
in exchange for superior rewards. Make sure the
added expense is worth what you'll gain in
rewards, perks or services. |
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