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 Debit
Card Information
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Debit Cards are not
actual credit cards – you have no credit. These
cards are generally funded through transfers
from your bank account.
So, if there's no credit, what's the point? You
can enjoy the benefits of card ownership, such
as world-wide acceptance, access to ATMs
worldwide, online purchasing power, and online
account management, without interest charges,
security deposits, or credit checks.
This also makes prepaid cards ideal for students
and teenagers. Parents can control the amount of
money available (cards are easily re-loadable),
and avoid interest charges, while teaching kids
practical money skills. .
Before you apply - a few important factors to
consider...
- Prepaid cards are not credit cards. You
will have no credit limit.
- Be aware that fees, annual or monthly
account fees, and additional fees may apply.
- Using your Debit Card for a purchase is
similar to using a regular credit card.
- Each time the card is used, the amount is
automatically deducted from the card balance
The explosion of the internet as a medium for
purchasing products and services means that your
card is also equipped to make purchases online.
Whether you are shopping on e-bay or yahoo, your
Debit Card can be used on all internet purchases
and over the telephone purchases. |
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