Business credit cards offer special services, perks, discounts, or incentives specifically designed for corporations or small businesses.

Benefits may include no pre-set spending limit, interest free periods, free additional cards for employees, insurance protection for business travel and rental cars, special discounts for business merchandise and services, and other benefits specific to the needs of businesses.

Some business cards may even combine the benefits of a business card with those of a travel or other rewards cards, making it doubly rewarding for businesses owners and employees.

Most Australian Business Cards offer Statements with GST breakdown - for quick and easy solution for managing your business expenses

Before you apply - a few important factors to consider...

• These cards may charge an annual fee or higher interest rate in exchange for superior business benefits. Make sure the added expense is worth what you'll gain in rewards, perks or services.
• Be aware of annual fees, balance transfer fees, foreign transaction fees, over-the-limit fees, late payment fees, and the myriad of other fees that may apply. Check with your issuer and carefully read the fine print of the offer to determine these numbers and avoid any unpleasant surprises!